Mission Statement

Citizens Bank of Effingham's mission is to be the bank of preference for those living and working in our community. We will strive to apply ourselves to the progress and growth of our institution for our community, customers, employees, and stockholders. We will promote economic growth and involvement in our community, provide quality financial products and services that exceed customer expectations, promote the personal and professional growth of our employees, and earn increased value for our shareholders.

Our vision is to deliver quality financial products and services to individuals and businesses within an increasing service area in a friendly and professional manner, while remaining a profitable and independent community bank. We want to bring the best in banking to the people of Effingham County.