Citizens Bank of Effingham

Officers
Harry H. Shearouse, Chairman
Michael T. Lee, President and CEO
Jerry G. Freyermuth, Senior Vice President
James C. Varnell III, Senior Vice President
Laura Hendrix, Vice President
Barbara Oglesby, Vice President
Lisa Mosley, Vice President
Judy Exley, Assistant Vice President
Lisa Woodcock, Operations Officer
Troy L. Allen, Banking Officer
Jacqueline D. Arden, Banking Officer
Glenn V. Weston, Banking Officer

Directors
Jon G. Burns
Charles E. Hartzog
Philip Heidt
W. Harvey Kieffer
C. Murray Kight
Michael T. Lee
Harry H. Shearouse, Chairman
Thomas C. Strickland, Jr.
Mariben Thompson
H. Mitchell Weitman
Wendel H. Wilson

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