Citizens Bank of Effingham

Harry H. Shearouse, Chairman
Michael T. Lee, President and CEO
Jerry G. Freyermuth, Senior Vice President – Commercial/Consumer Lender, Springfield
James C. Varnell III, Senior Vice President – Commercial/Consumer Lender, Springfield
Barbara Oglesby, Vice President - Rincon Office Manager/Lender
Lisa Mosley, Vice President - Pt. Wentworth Office Manager/Lender
Troy L. Allen, Banking Officer – Commercial/Consumer Lender, Springfield
Jacqueline D. Arden, Banking Officer – Commercial/Consumer Lender, Rincon
Glenn V. Weston, Banking Officer – Guyton Office Manager/Lender

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