Checking

• eChecking
• Personal Checking
• Student Checking
• NOW Checking
• Citizens Classic
• Citizens Premier

eChecking

Citizens Bank introduces eChecking, a FREE checking account for people who wish to eliminate those pesky paper bank statements that come in the mail each month.  With eChecking, there is no better way to keep track of your monthly statement because it will remain available online for 18 months.

When you sign up for eChecking, you can receive a reminder via an established e-mail address which will notify you that a monthly eStatement is available for online viewing.  Just click on the link in the e-mail message to direct you to the eStatement.  eChecking works just like regular checking except there’s no paper statement.

• $50 minimum to open
• No minimum daily balance
• No monthly maintenance fee
• FREE check/ATM card
• FREE online banking and bill paying
• FREE eStatement

Upon opening an eChecking account, customers must agree to the terms of the account which state they will not receive paper statements via the United States Postal Service.  Direct Deposit not required.

Personal Checking

• $ 50.00 minimum to open
• $ 500.00 minimum daily balance
• FREE check/ATM card
• FREE online banking and bill paying
• FREE eStatement
• Check images included in every statement
• Maintenance charge per cycle is $0.00 unless balance drops below minimum
• If below minimum, fees are as follows:
  • $250.00 to $499.99******$2.00 + .20 per debit
  • $00.00 to $249.99*******$4.00+ .20 per debit

Student Checking

• $50.00 minimum to open
• No minimum balance
• First order of basic wallet checks FREE
• FREE check/ATM card
• FREE online banking and bill paying
• FREE eStatement
• Check images included in every statement
• No maintenance charge per cycle

NOW Checking

• $750.00 minimum to open
• $750.00 minimum daily balance
• FREE check/ATM card
• FREE online banking and bill paying
• FREE eStatement
• Check images included in every statement
• Competitive interest rate
• Maintenance charge per cycle is $0.00 unless balance drops below minimum
• If below minimum, fees are as follows:
  • $5.00 + .35 per debit

Citizens Classic

• $50.00 minimum to open
• Unlimited check writing
• FREE club checks
• FREE check/ATM card
• FREE online banking and bill paying
• FREE eStatement
• Check images included in every statement
• No fees on travelers’ or cashiers’ checks
• $8.00 maintenance charge per cycle

Citizens Premier (age 50 & over)

• $50.00 minimum to open
• Unlimited check writing
• Free club checks
• FREE check/ATM card
• FREE online banking and bill paying
• FREE eStatement
• Check images included in every statement
• No fees on travelers’ or cashiers’ checks
• Free 3X5 safe deposit box
• Competitive interest rate